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Mortgage Lenders in Newton, NC

Browse mortgage lenders serving Newton, North Carolina. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Newton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 mortgage lenders in Newton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Members Credit Union
2475 Northwest Blvd, Newton, NC 28658
8284640333
Turner Finance Co
24 S Brady Ave, Newton, NC 28658
8284640616
Allied Financial Services
57 Northwest Blvd, Newton, NC 28658
8284653205
First Citizens Bank
11 S College Ave, Newton, NC 28658
8284648790
Peggy Turner - Truist Mortgage Loan Officer
12 N Main Ave, Newton, NC 28658
8282174001

Mortgage lenders in Newton, North Carolina help homebuyers and homeowners secure loans to purchase or refinance property. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through state-specific requirements like the North Carolina Residential Property Disclosure Act.

What Does a Mortgage Lender in Newton Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs in Newton usually total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Newton?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders may also ask for a copy of your credit report and proof of assets.
How long does a mortgage approval take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for most refinances after closing.
Are there first-time home buyer programs in Newton?
Yes, the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Local lenders in Newton can help you apply for these programs.