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Find Mortgage Lenders in Pembroke, NC

Directory of mortgage lenders in Pembroke, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Pembroke, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 6 mortgage lenders in Pembroke, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Corbin Eddings - State Farm Insurance Agent
621B Union Chapel Rd, Pembroke, NC 28372
(910) 522-0100 corbineddings.com
Lumbee Guaranty Bank
403 E Third St, Pembroke, NC 28372
(910) 521-9707 lumbeeguarantybank.com
Lumbee Guaranty Bank
915 W 3rd St, Pembroke, NC 28372
(910) 521-4210 lumbeeguarantybank.com
HDJ Consulting & Credit Restoration
202 Main St, Pembroke, NC 28372
(910) 734-2387 hdjconsultingllc.com
First Bank - Pembroke, NC
210 W 3rd St, Pembroke, NC 28372
(910) 521-9776 localfirstbank.com
State Employees’ Credit Union
921 W 3rd St, Pembroke, NC 28372
(910) 521-8881 locations.ncsecu.org

Mortgage lenders in Pembroke, North Carolina help residents secure home loans for purchasing or refinancing property. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Robeson County and can guide you through the process.

What Does a Mortgage Lender in Pembroke Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Pembroke?
You typically need proof of income, tax returns, bank statements, and identification. North Carolina lenders also require a credit check and property appraisal.
How long does it take to close on a mortgage in North Carolina?
The average closing process takes 30 to 45 days. North Carolina law requires a three-day right of rescission for refinances, which adds a few days to the timeline.
Are there first-time home buyer programs in North Carolina?
Yes, the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.

Mortgage Lenders in Other North Carolina Cities