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Find Mortgage Lenders in Sanford, NC

Compare mortgage lenders in Sanford. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Sanford, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 mortgage lenders in Sanford, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chet Mann | Guild Mortgage
212 Hawkins Ave, Sanford, NC 27330
9197770114
Mariner Finance
1948 S Horner Blvd Ste. B, Sanford, NC 27330
9197756067
National Finance Company
1500 S Horner Blvd, Sanford, NC 27330
9197752207
OneMain Financial
3232 NC-87, Sanford, NC 27332
9197752147
Guild Mortgage - Michele Zelvis
212 Hawkins Ave, Sanford, NC 27330
9196322833
Guild Mortgage - Josh Porter
212 Hawkins Ave, Sanford, NC 27330
9194440014
Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9106444801
Guild Mortgage - Miluska Tezekjian
212 Hawkins Ave, Sanford, NC 27330
9196492369
Time Financing Service
2815 S Horner Blvd, Sanford, NC 27332
9198953017
Guild Mortgage Company
212 Hawkins Ave, Sanford, NC 27330
9197770114
Guild Mortgage - Jenn Ellis
212 Hawkins Ave, Sanford, NC 27330
9109223464
Trevor Williams Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9198008564
Jimmy Valley
212 Hawkins Ave, Sanford, NC 27330
9197770114
Guild Mortgage - Amanda Stephens
212 Hawkins Ave, Sanford, NC 27330
9197770114
Atlantic Bay Mortgage Group - Sanford, NC
234 Wicker St, Sanford, NC 27330
9193779099

Sanford, North Carolina homebuyers can work with local mortgage lenders to secure financing for a home purchase or refinance. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders in Sanford understand the regional housing market and can guide you through the mortgage process.

What Does a Mortgage Lender in Sanford Cost?

Typical costs for a mortgage in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sanford?
You typically need pay stubs, tax returns, bank statements, and a valid ID. North Carolina lenders also require a signed authorization to check your credit. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Delays can occur if appraisals or title work take longer.