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8 agents listed
Updated May 2026
Winterville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 mortgage lenders in Winterville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
701 W Fire Tower Rd Suite E, Winterville, NC 28590
2529176162
Mariner Finance
111 W Fire Tower Rd Ste. C, Winterville, NC 28590
2523213060
United Bank
907 E Fire Tower Rd, Winterville, NC 28590
2523553554
Truist
101 W Fire Tower Rd, Winterville, NC 28590
2527563907
Southern Bank - Winterville
4259 Winterville Pkwy, Winterville, NC 28590
2523556189
FASTLENDING.COM
1451 Thomas Langston Rd Suite 100, Winterville, NC 28590
2527141410
CresCom Bank
907 E Fire Tower Rd, Winterville, NC 28598
2523553554
Security Financial Services
W Fire Tower Rd, Winterville, NC 28590
2523213060
Mortgage lenders in Winterville North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed and follow specific disclosure rules under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. Local lenders understand the Winterville real estate market and can guide you through the loan process from application to closing.
What Does a Mortgage Lender in Winterville Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title search fees around $200 to $400. Closing costs in North Carolina generally range from 2% to 5% of the purchase price. These costs vary by loan type, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Winterville?
You will typically need pay stubs, tax returns, bank statements, and a government-issued ID. North Carolina lenders also require a signed authorization to check your credit report. Additional documents may be needed for self-employed borrowers.
How long does a mortgage closing take in North Carolina?
A typical mortgage closing in North Carolina takes 30 to 45 days from application to closing. This timeline can vary based on loan type, appraisal scheduling, and underreview processing. North Carolina law requires a three-day right of rescission for refinances.
Are there first-time home buyer programs in Winterville?
Yes, North Carolina offers the NC Home Advantage Mortgage program through the North Carolina Housing Finance Agency. This program provides down payment assistance and competitive interest rates for eligible first-time buyers in Winterville and across the state.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.