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Browse mortgage lenders serving Youngsville, North Carolina. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Youngsville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 mortgage lenders in Youngsville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Heritage Mortgage - Matt Fries
14101 Capital Blvd suite 245, Youngsville, NC 27596
9196068057
Dan Hegeman at Homeowners Financial Group USA, LLC
14101 Capital Blvd Suite 220, Youngsville, NC 27596
9196255518
Mortgage lenders in Youngsville North Carolina help homebuyers and homeowners secure financing for residential properties. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through conventional FHA and VA loans while explaining state-specific rules like the North Carolina Deed of Trust requirements.
What Does a Mortgage Lender in Youngsville Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal title search and credit report. Closing costs usually range from 2 to 5 percent of the purchase price. North Carolina also charges a mortgage recording tax of 0.10 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Youngsville?
You typically need pay stubs tax returns bank statements and a valid ID. North Carolina lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The average mortgage process in North Carolina takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for most refinances. Delays can occur if property title issues arise.
Are there special mortgage programs for first-time buyers in North Carolina?
Yes the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course. Local lenders in Youngsville can help you apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.