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Directory of mortgage lenders in Lincoln, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Lincoln, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 2 mortgage lenders in Lincoln, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dakota Community Bank & Trust
66 Santee Rd, Lincoln, ND 58504
7012556500
Hometown Credit Union
109 McDougall Dr, Lincoln, ND 58504
7017511613
Lincoln North Dakota home buyers and refinancing homeowners work with mortgage lenders to secure financing for residential properties. North Dakota law requires mortgage lenders to be licensed through the North Dakota Department of Financial Institutions. Local lenders in Lincoln understand the Burleigh County real estate market and can guide you through conventional FHA VA and USDA loan programs.
What Does a Mortgage Lender in Lincoln Cost?
Typical costs for a mortgage in North Dakota include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costs around 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These figures are estimates and your actual costs will vary based on loan type property value and lender fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in North Dakota?
Mortgage lenders must hold a license from the North Dakota Department of Financial Institutions under NDCC Chapter 13-04.1. Loan originators must also register with the Nationwide Multistate Licensing System (NMLS).
What documents do I need to apply for a mortgage in Lincoln?
You typically need pay stubs W-2s tax returns bank statements and a government-issued ID. Self-employed borrowers may need additional profit and loss statements. Lenders in Lincoln will also check your credit score and debt-to-income ratio.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.