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Find Mortgage Lenders in Berea, OH

Compare mortgage lenders in Berea. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Berea, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage lenders in Berea, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage Campus of the Cleveland Browns
76 Lou Groza Blvd, Berea, OH 44017
4408915000
Maximum Title & Escrow Services,
400 W Bagley Rd, Berea, OH 44017
4408015000
PNC Mortgage
343 W Bagley Rd, Berea, OH 44017
4408264515
Chase Mortgage
421 W Bagley Rd, Berea, OH 44017
4402432200

Mortgage lenders in Berea Ohio help homebuyers and homeowners secure loans to purchase or refinance property. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Berea real estate market and can guide you through state-specific requirements like the Ohio Residential Mortgage Lending Act.

What Does a Mortgage Lender in Berea Cost?

Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from $400 to $700 and title insurance costs about $500 to $1,000. Closing costs in Ohio generally total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Berea Ohio?
You typically need pay stubs tax returns bank statements and photo ID. Ohio lenders also require a credit check and proof of employment. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day right of rescission period for refinances. Delays can happen if appraisals or title work take longer.
Are there first time home buyer programs in Berea Ohio?
Yes Ohio offers the Ohio Housing Finance Agency (OHFA) programs for first time buyers. These include down payment assistance and lower interest rates. Berea residents may also qualify for local Cuyahoga County grants.