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Directory of mortgage lenders in Centerville, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Centerville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage lenders in Centerville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Network of Ohio (NMLS ID 1742)
8153 Garnet Dr, Centerville, OH 45458
9376090115
All Western Mortgage- Team Hakanson
7051 Corporate Way, Centerville, OH 45459
9376816381
US Bank Mortgage
360 N Main St, Centerville, OH 45459
8008722657
Mortgage lenders in Centerville, Ohio help homebuyers and homeowners secure financing for home purchases, refinances, and construction loans. Ohio law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Centerville residents benefit from a competitive market with many local and regional lenders offering conventional, FHA, VA, and USDA loans.
What Does a Mortgage Lender in Centerville Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Ohio average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Centerville?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and photo ID. Ohio lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law requires a three-day right of rescission for refinances on primary residences, which can add time.
Are there down payment assistance programs in Centerville?
Yes, Ohio offers programs like the Ohio Housing Finance Agency (OHFA) grants and loans for first-time buyers. Centerville residents may also qualify for local Montgomery County down payment assistance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.