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Compare Mortgage Lenders in Fairfield, OH

Compare mortgage lenders in Fairfield. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Fairfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 13 mortgage lenders in Fairfield, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CheckSmart
6580 Dixie Hwy Ste A, Fairfield, OH 45014
5139429977
David Lipsky | Coast2Coast Mortgage Lending
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5132609118
US Bank Mortgage
Fairfield, OH 45014
8008722657
Loan Officer - 294680
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5132377846
US Bank Mortgage
6325 S Gilmore Rd, Fairfield, OH 45014
8008722657
Loan Officer - 2073986
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
4405701212
Chase Mortgage
5200 Pleasant Ave, Fairfield, OH 45014
5135956430
US Bank Mortgage
563 Patterson Blvd, Fairfield, OH 45014
8008722657
Access Mortgage Solution
5353 Dixie Hwy B3, Fairfield, OH 45014
5136559700
Loan Officer - 488867
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5137033764
PNC Mortgage
3077 Princeton Rd, Fairfield, OH 45011
5138681107
PNC Mortgage
5333 Pleasant Ave, Fairfield, OH 45014
5139391930
Fifth Third Mortgage - Kenneth Garbe
6120 S Gilmore Rd, Fairfield, OH 45014
5135308081

Mortgage lenders in Fairfield, Ohio help homebuyers and homeowners secure financing for purchases and refinancing. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Fairfield housing market and can guide you through the Ohio-specific closing process.

What Does a Mortgage Lender in Fairfield Cost?

Typical costs for a mortgage in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Butler County usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fairfield?
You typically need pay stubs, tax returns, bank statements, and photo ID. Ohio lenders also require a property appraisal and title search. Your lender will provide a complete list based on your loan type.
How long does it take to close on a mortgage in Ohio?
The average closing process in Ohio takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer. Your lender will provide a timeline estimate.
Are there Ohio-specific mortgage programs for first-time buyers?
Yes, the Ohio Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers in Fairfield. These programs have income limits and require a homebuyer education course. Check with your lender for eligibility.