Find Mortgage Lenders Near You in Hilliard, OH
Looking for a mortgage lender in Hilliard? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 11 mortgage lenders in Hilliard, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Hilliard Ohio help home buyers and homeowners secure financing for home purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow state regulations on interest rates and disclosures. Local lenders understand the Hilliard real estate market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Hilliard Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hilliard Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Ohio lenders also require a valid government ID and your Social Security number for credit checks.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three-day right of rescission for refinances on primary residences.
Are there Ohio-specific programs for first-time home buyers?
Yes, the Ohio Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers in Hilliard. These programs have income limits and require a homebuyer education course.