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Showing 4 mortgage lenders in Kent, OH
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What Does a Mortgage Lender in Kent Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around $500 and title insurance costs of $1,000 to $2,000. Closing costs generally total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Kent Ohio?
You typically need pay stubs W-2 forms tax returns bank statements and photo ID. Ohio lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances after closing.
Are there first time home buyer programs in Kent Ohio?
Yes. The Ohio Housing Finance Agency offers down payment assistance and tax credits for first time buyers. Kent also has local grants through the citys community development department.