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5 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 mortgage lenders in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NFM Lending - Dayton, OH - Branch OH345
3123 Research Blvd # 150, Kettering, OH 45420
9377418010
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
Chase Home Lending
2119 E Dorothy Ln, Kettering, OH 45420
9016197235
Kettering Ohio home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Loan Act. Lenders in Kettering offer conventional FHA and VA loans to help you purchase or refinance a home in Montgomery County.
What Does a Mortgage Lender in Kettering Cost?
Typical mortgage lender costs in Ohio include an origination fee of 0.5 to 1 percent of the loan amount and third party fees such as appraisal at 400 to 700 dollars and title search at 200 to 500 dollars. Ohio also charges a mortgage recording fee of about 30 to 50 dollars. These costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Ohio?
Mortgage lenders in Ohio must hold a license from the Ohio Division of Financial Institutions. They also register with the Nationwide Multistate Licensing System (NMLS). You can verify a lenders license on the NMLS Consumer Access website.
How long does a mortgage pre approval last in Ohio?
A mortgage pre approval in Ohio typically lasts 60 to 90 days. Lenders may require updated financial documents if the pre approval expires. Check with your lender for their specific validity period.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.