ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Lenders Near You in Richmond Heights, OH
Compare mortgage lenders in Richmond Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Richmond Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage lenders in Richmond Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
Richmond Heights, OH 44143
8008722657
National Lending Unlimited
464 Richmond Rd, Richmond Heights, OH 44143
8006301067
Mortgage lenders in Richmond Heights Ohio help homebuyers and homeowners secure financing for purchases and refinances. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Working with a local lender can help you navigate Cuyahoga County property values and specific Ohio closing procedures.
What Does a Mortgage Lender in Richmond Heights Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance from 500 to 1 500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. Ohio also charges a mortgage recording fee of about 20 to 30 dollars. Note that costs vary by lender loan type and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond Heights?
You typically need pay stubs tax returns bank statements and photo identification. Ohio lenders also require a valid government ID and proof of residency. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in Ohio?
The average mortgage process in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day right of rescission for refinances on your primary residence. Delays can occur if appraisals or title work take longer.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Richmond Heights who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.