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Directory of mortgage lenders in Salem, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Salem, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage lenders in Salem, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2339 E State St, Salem, OH 44460
3303320356
Chase Home Lending
123 N Broadway Ave, Salem, OH 44460
3303324621
Melinda Eckert, Ohio Mortgage Momma
558 E State St suite 2, Salem, OH 44460
3306143703
Mortgage lenders in Salem Ohio help home buyers and homeowners secure financing for property purchases or refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow state specific disclosure rules. Local lenders in Salem understand the Columbiana County real estate market and can guide you through conventional FHA and VA loan programs.
What Does a Mortgage Lender in Salem Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance costs of 500 to 1 500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Salem Ohio?
You typically need pay stubs tax returns bank statements and photo identification. Ohio lenders also require a valid Social Security number and proof of residency. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Ohio?
The typical mortgage process in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day right of rescission period for refinances. Delays can occur if appraisal or title work takes longer than expected.
What are the credit score requirements for a mortgage in Ohio?
Minimum credit score requirements vary by loan type. Conventional loans often require a 620 score while FHA loans may accept scores as low as 580. Ohio lenders also consider your debt to income ratio and down payment amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.