Find Mortgage Lenders in Toledo, OH
Browse mortgage lenders serving Toledo, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 19 mortgage lenders in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Toledo home buyers and refinancing homeowners can work with local mortgage lenders to secure financing for their property. Ohio law requires mortgage lenders to be licensed through the Ohio Division of Financial Institutions. Lenders in Toledo offer conventional loans FHA loans and VA loans to help you purchase or refinance a home in Lucas County.
What Does a Mortgage Lender in Toledo Cost?
Typical costs for a mortgage loan in Ohio include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,000 to 2,500 dollars. Closing costs total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Ohio?
Mortgage lenders in Ohio must hold a license from the Ohio Division of Financial Institutions. They also register with the Nationwide Multistate Licensing System. You can verify a lenders license on the NMLS website.
How long does a typical mortgage loan process take in Ohio?
A standard mortgage loan in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
What documents do I need to apply for a mortgage in Toledo?
You need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self employed borrowers must provide two years of tax returns. Lenders also check your credit score and debt to income ratio.