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Looking for a mortgage lender in Toledo? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 19 mortgage lenders in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GVC Mortgage, NMLS# 2334
3306 Executive Pkwy Ste 201, Toledo, OH 43606
5672984670
Ron Erdmann- Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Charles Scheib - Mortgage Banker
5450 Monroe St #1, Toledo, OH 43623
4197500000
Waterford Bank, N.A.
3900 N McCord Rd, Toledo, OH 43617
4197203900
United Alliance Mortgage, LLC
6800 Central Ave B, Toledo, OH 43617
6149679895
Midwest Mortgage Investments Ltd
5450 Monroe St #1, Toledo, OH 43623
8882835626
Tina Melody Mahn at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2162903727
Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Bruce Parish - Mortgage Loan Specialist
5450 Monroe St, Toledo, OH 43623
4198419067
Anna Johnson
3454 Oak Alley Ct # 100, Toledo, OH 43606
6084493806
First Source Mortgage
142 23rd St UNIT 312, Toledo, OH 43604
4192429830
Fifth Third Mortgage - Ronald Rightnowar
7536 Central Ave, Toledo, OH 43617
4197055559
Sherry Barnes at Rate (NMLS #590753)
3230 Central Park West Suite 100 Offices 1 & 2, Toledo, OH 43617
4194585293
WCT45, INC
3306 Executive Pkwy, Toledo, OH 43606
4193702354
Joe VanderVlucht - Acceptance Capital Mortgage Corp, Michigan & Ohio
4349 Talmadge Rd Suite F, Toledo, OH 43623
4193562133
Lyndsay Capozzi at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2622066646
Fifth Third Mortgage - Jon Ostrander
550 N Summit St, Toledo, OH 43604
4192590308
PNC Mortgage
6730 Central Ave, Toledo, OH 43617
4198432007
Fifth Third Mortgage - Gregory Cepek
550 N Summit St, Toledo, OH 43604
4197045656
Toledo home buyers and refinancing homeowners can work with local mortgage lenders to secure financing for their property. Ohio law requires mortgage lenders to be licensed through the Ohio Division of Financial Institutions. Lenders in Toledo offer conventional loans FHA loans and VA loans to help you purchase or refinance a home in Lucas County.
What Does a Mortgage Lender in Toledo Cost?
Typical costs for a mortgage loan in Ohio include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,000 to 2,500 dollars. Closing costs total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Ohio?
Mortgage lenders in Ohio must hold a license from the Ohio Division of Financial Institutions. They also register with the Nationwide Multistate Licensing System. You can verify a lenders license on the NMLS website.
How long does a typical mortgage loan process take in Ohio?
A standard mortgage loan in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
What documents do I need to apply for a mortgage in Toledo?
You need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self employed borrowers must provide two years of tax returns. Lenders also check your credit score and debt to income ratio.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.