Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 6 mortgage lenders in Wadsworth, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Denise Fitzpatrick at Rate (NMLS #215334)
Hub 1, 123 Broad suite c, Wadsworth, OH 44281
(330) 618-9538
rate.com
ALCOVA Mortgage | Wadsworth, OH
102 Main St Suite 307, Wadsworth, OH 44281
(330) 465-8409
alcova.com
What Does a Mortgage Lender in Wadsworth Cost?
Typical mortgage lender costs in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Wadsworth Ohio?
You typically need pay stubs, tax returns, bank statements, and a government ID. Ohio lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law requires a three-day right of rescission for refinances on primary residences after closing.
Are there Ohio-specific programs for first-time homebuyers?
Yes, the Ohio Housing Finance Agency offers down payment assistance and fixed-rate mortgages for first-time buyers. These programs have income and purchase price limits that apply in Wadsworth.