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Find Mortgage Lenders Near You in Sand Springs, OK
Directory of mortgage lenders in Sand Springs, Oklahoma. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Sand Springs, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 7 mortgage lenders in Sand Springs, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3945 OK-97, Sand Springs, OK 74063
9182459575
LendNation
608 E Charles Page Blvd, Sand Springs, OK 74063
9182450777
Security Finance
526 Plaza Ct, Sand Springs, OK 74063
9182413404
Red River Credit Corporation
200 North Jefferson St, Sand Springs, OK 74063
9182454850
Tower Loans
201 N Main St, Sand Springs, OK 74063
9182412274
Heights Finance
3957 OK-97, Sand Springs, OK 74063
9182469978
Great Plains Mortgage
214 N Main St, Sand Springs, OK 74063
9182452127
Mortgage lenders in Sand Springs Oklahoma help homebuyers and homeowners secure loans for purchasing or refinancing property. Oklahoma law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through conventional FHA VA and USDA loan programs available in Sand Springs.
What Does a Mortgage Lender in Sand Springs Cost?
Typical costs for a mortgage lender in Oklahoma include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sand Springs?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Oklahoma lenders may also ask for proof of residency and a credit report.
How long does it take to close on a mortgage in Oklahoma?
The average mortgage closing in Oklahoma takes 30 to 45 days from application to final signing. Some lenders can close faster if all documents are ready and the appraisal is completed on time.
Are there Oklahoma specific programs for first time home buyers?
Yes the Oklahoma Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.