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Find Mortgage Lenders in Stillwater, OK

Compare mortgage lenders in Stillwater. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Stillwater, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 13 mortgage lenders in Stillwater, OK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
207 S Perkins Rd, Stillwater, OK 74074
4057430621
Eric Zanotelli / The Z Team
1120 N Duck St i, Stillwater, OK 74075
4058806598
Sun Loan Company
217 S Perkins Rd, Stillwater, OK 74074
4053729800
Great Plains Bank
232 S Main St, Stillwater, OK 74074
8884492265
Regional Finance
701 N Main St, Stillwater, OK 74075
4055719106
Red River Credit Corporation
601 N Perkins Rd, Stillwater, OK 74075
4056240799
Approved Loans of Stillwater
223 S Perkins Rd, Stillwater, OK 74074
4057432274
OneMain Financial
2240 N Perkins Rd #230, Stillwater, OK 74075
4057070524
Matlock Mortgage Team
232 S Main St, Stillwater, OK 74074
4059377134
Exchange Bank
310 N Main St, Stillwater, OK 74075
4057420202
Fairway Independent Mortgage
2205 W 6th Ave, Stillwater, OK 74074
4053725363
Chase Home Lending
203 S Knoblock St, Stillwater, OK 74074
6318716287
Oklahoma Mortgage Bankers Association
310 N Main St, Stillwater, OK 74074
9184887164

Mortgage lenders in Stillwater Oklahoma help home buyers and homeowners secure financing for residential properties. Oklahoma law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Stillwater housing market and can guide you through state specific closing procedures.

What Does a Mortgage Lender in Stillwater Cost?

Typical costs for a mortgage lender in Oklahoma include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Oklahoma does not impose a state transfer tax on deeds. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Stillwater?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Lenders also check your credit score and debt to income ratio. Oklahoma does not have specific extra document requirements beyond federal guidelines.
How long does the mortgage process take in Oklahoma?
The typical mortgage process in Oklahoma takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload. Oklahoma law requires a three day right of rescission for most refinances.
Are there first time home buyer programs in Stillwater Oklahoma?
Yes, the Oklahoma Housing Finance Agency offers down payment assistance and lower interest rate loans for first time buyers. These programs have income limits and require a home buyer education course. Local lenders in Stillwater can help you apply.