ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Central Point, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Central Point, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 mortgage lenders in Central Point, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
139 E Pine St, Central Point, OR 97502
8008722657
Chase Mortgage
475 E Pine St, Central Point, OR 97502
5416645511
Mortgage lenders in Central Point Oregon help home buyers and homeowners secure financing for property purchases and refinancing. Oregon law requires lenders to be licensed through the Division of Financial Regulation and follow specific disclosure rules. Local lenders understand the Southern Oregon real estate market and can guide you through the process of buying a home in Jackson County.
What Does a Mortgage Lender in Central Point Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5 to 1.0 percent of the loan amount plus appraisal fees of 400 to 600 dollars and title insurance of 500 to 1500 dollars. Closing costs in Oregon generally range from 2 to 5 percent of the purchase price. These figures are estimates and actual costs vary by lender loan type and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Central Point Oregon?
You typically need pay stubs W-2 forms tax returns bank statements and photo identification. Oregon lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Oregon?
The mortgage process in Oregon usually takes 30 to 45 days from application to closing. Oregon law requires a three business day review period after you receive the Closing Disclosure. Delays can happen if appraisals or title work take longer than expected.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Central Point who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.