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Find Mortgage Lenders Near You in Lincoln City, OR
Compare mortgage lenders in Lincoln City. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Lincoln City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 11 mortgage lenders in Lincoln City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Landmark Professional Mortgage Company - Lincoln City, Oregon
2730 NE Hwy 101, Lincoln City, OR 97367
5414185454
Evergreen Home Loans Lincoln City NMLS 1484725
2219 NW U.S. 101, Lincoln City, OR 97367
5414185010
Jamie Tillotson - Evergreen Home Loans
2219 NW U.S. 101, Lincoln City, OR 97367
5414185012
Churchill Mortgage - Lincoln City
2840 NE Hwy 101, Lincoln City, OR 97367
5419914263
Kamile Melton - Churchill Mortgage, NMLS 1700255
2840 NE Hwy 101, Lincoln City, OR 97367
5419914263
BMO Bank N.A Branches
4659 SE Hwy 101, Lincoln City, OR 97367
5419962143
First Interstate Bank
1931 NW U.S. 101, Lincoln City, OR 97367
5419942161
Oregon Coast Bank
1298 SW Harbor Ave, Lincoln City, OR 97367
5419946500
Wells Fargo Home Mortgage
2300 US-101, Lincoln City, OR 97367
5419948163
U.S. Bank-Mortgage Loan Officer-Harold Haydock
928 SW 5th St, Lincoln City, OR 97367
5414654016
Larry Morris Directors Mortgage Lincoln City
2137 -B NW U.S. 101, Lincoln City, OR 97367
5419946003
Mortgage lenders in Lincoln City Oregon help home buyers and homeowners secure financing for residential properties. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local lenders understand the unique coastal real estate market and can guide you through Oregon specific programs like the Oregon Bond Residential Loan program.
What Does a Mortgage Lender in Lincoln City Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $3,000. Closing costs in Lincoln City generally total 2% to 5% of the home purchase price. Oregon law requires lenders to provide a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lincoln City?
You typically need pay stubs, tax returns, bank statements, and photo identification. Oregon lenders also require a signed authorization to pull your credit report. Additional documents may be needed for self employed borrowers.
How long does the mortgage process take in Oregon?
The average mortgage process in Oregon takes 30 to 45 days from application to closing. Oregon law requires a three business day right of rescission for refinances but not for purchase loans. Delays can occur if property appraisals or title work take longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.