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Looking for a mortgage lender in Roseburg? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Roseburg, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 mortgage lenders in Roseburg, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Roseburg Oregon help residents secure home loans for purchases and refinances. Oregon law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Roseburg real estate market and can guide you through Oregon specific programs like the Oregon Bond Residential Loan.
What Does a Mortgage Lender in Roseburg Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Oregon usually total 2 percent to 5 percent of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Roseburg Oregon?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. Oregon lenders may also require proof of homeowners insurance before closing.
How long does a mortgage loan process take in Oregon?
The average mortgage process in Oregon takes 30 to 45 days from application to closing. Oregon law requires a three business day right of rescission for refinances, which can extend the timeline.
Are there first time home buyer programs in Oregon for Roseburg residents?
Yes. The Oregon Bond Residential Loan program offers below market interest rates and down payment assistance for qualified first time buyers in Roseburg. Income and purchase price limits apply based on Douglas County guidelines.
Get matched with agents in Roseburg who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Oregon.