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Mortgage Lenders in Downingtown, PA

Directory of mortgage lenders in Downingtown, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Downingtown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 mortgage lenders in Downingtown, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
3913 Lincoln Hwy Ste U, Downingtown, PA 19335
6102699017
Steve Bernstein, Mortgage Loan Officer Empowered by NEXA Mortgage
423 Bianca Cir, Downingtown, PA 19335
6104208627
AAA Mortgage Solutions LLC
9 Dominic Dr, Downingtown, PA 19335
6106189721
The Reverse Mortgage Team - Powered by WSFS Mortgage - FHA HECMs (Reverse Mortgages) in 50 states
220 E Reeceville Rd #1124, Downingtown, PA 19335
4849942826
Turnstone Mortgage
890 Williamsburg Blvd, Downingtown, PA 19335
6103248830
Jon Berger - Reverse Mortgage Specialist
983 E Lancaster Ave, Downingtown, PA 19335
6106057647
David Whiteman Mortgage Lender
379 W Uwchlan Ave #201, Downingtown, PA 19335
6108136538
Amres Corporation - Downingtown, PA Branch
379 W Uwchlan Ave, Downingtown, PA 19335
6108136550

Mortgage lenders in Downingtown Pennsylvania help homebuyers secure financing for residential properties. Pennsylvania requires a license for mortgage loan originators through the Department of Banking and Securities. Local lenders can guide you through state-specific rules such as the Pennsylvania Mortgage Licensing Act and local market conditions in Chester County.

What Does a Mortgage Lender in Downingtown Cost?

Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars and title insurance fees of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the licensing requirements for mortgage lenders in Pennsylvania?
Mortgage loan originators in Pennsylvania must be licensed through the Nationwide Multistate Licensing System and Registry. They must also complete pre-licensing education and pass a background check.
How long does it take to get a mortgage in Downingtown Pennsylvania?
A typical mortgage process in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work is slow.
What documents do I need to apply for a mortgage in Pennsylvania?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Pennsylvania lenders may also ask for proof of homeowners insurance.