Compare Mortgage Lenders in Ephrata, PA
Directory of mortgage lenders in Ephrata, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 4 mortgage lenders in Ephrata, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Ephrata Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Title insurance and settlement fees often range from $1,500 to $3,000. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ephrata Pennsylvania?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid photo ID. Pennsylvania lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Pennsylvania?
The average mortgage process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day review period after the Closing Disclosure is provided before you can sign final documents.