Find Mortgage Lenders Near You in Harrisburg, PA
Browse mortgage lenders serving Harrisburg, Pennsylvania. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 20 mortgage lenders in Harrisburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Harrisburg Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees ranging from 400 to 700 dollars, and title insurance costs around 1,500 to 3,000 dollars. Closing costs in Harrisburg generally total 2 to 5 percent of the purchase price. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harrisburg?
You typically need proof of income such as recent pay stubs and tax returns, bank statements, and a valid government ID. Pennsylvania lenders also require a property appraisal and title search for the specific Harrisburg property.
How long does the mortgage process take in Pennsylvania?
The mortgage process in Pennsylvania usually takes 30 to 45 days from application to closing. Pennsylvania law mandates a three business day right of rescission for certain refinance loans under the Truth in Lending Act.
Are there specific mortgage programs for first time home buyers in Harrisburg?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Advantage Assistance Program for first time buyers in Harrisburg. This program provides down payment and closing cost assistance to qualified borrowers in Dauphin County.