Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage lenders in Irwin, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
9345 US-30, Irwin, PA 15642
4127540225
Allied Mortgage Group
1001 Old Rte 30, Irwin, PA 15642
7248618001
Chase Home Lending
9399 US-30, Irwin, PA 15642
4142030148
What Does a Mortgage Lender in Irwin Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 500 to 1,000 dollars. Closing costs in Pennsylvania generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Irwin?
You typically need pay stubs, tax returns, bank statements, and photo ID. Pennsylvania lenders also require a signed authorization to check your credit report.
How long does mortgage approval take in Pennsylvania?
Most lenders in Pennsylvania complete the initial approval process within 30 to 45 days. State law does not set a specific timeline, but federal rules require timely disclosures.
Are there first-time homebuyer programs in Irwin Pennsylvania?
Yes, the Pennsylvania Housing Finance Agency offers programs like the Keystone Advantage Assistance Loan. Local lenders in Irwin can help you apply for these state-funded down payment and closing cost assistance programs.