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Find Mortgage Lenders Near You in Kingston, PA

Directory of mortgage lenders in Kingston, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Kingston, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 mortgage lenders in Kingston, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Getz Mortgage
480 Pierce St Suite 306, Kingston, PA 18704
5703312000
OneMain Financial
13 Narrows Shopping Center, Kingston, PA 18704
5702830680
PA Loan Zone LLC
400 3rd Ave Suite 108, Kingston, PA 18704
5702838000
Hudson Bay Properties
370 Reynolds St, Kingston, PA 18704
2722805901
PNC Mortgage
664 Wyoming Ave, Kingston, PA 18704
5702838495

Mortgage lenders in Kingston, Pennsylvania, help homebuyers secure financing for residential properties. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders are familiar with Luzerne County property values and can guide you through the state-specific mortgage process.

What Does a Mortgage Lender in Kingston Cost?

Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Luzerne County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Kingston?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Pennsylvania lenders also require a property appraisal and title search for Luzerne County.
How long does mortgage approval take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law allows up to three business days for lenders to provide a Loan Estimate after you apply.
Are there Pennsylvania-specific mortgage programs for first-time buyers?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Advantage Assistance Loan Program. This provides down payment and closing cost help for eligible first-time buyers in Kingston.