Mortgage Lenders in Langhorne, PA
Directory of mortgage lenders in Langhorne, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 7 mortgage lenders in Langhorne, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Langhorne Pennsylvania help homebuyers and homeowners secure loans to purchase or refinance property. Pennsylvania law requires lenders to be licensed and follow state regulations on interest rates and disclosures. Local lenders can guide you through the process and explain specific requirements for Bucks County.
What Does a Mortgage Lender in Langhorne Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs usually range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Pennsylvania?
Mortgage lenders in Pennsylvania must be licensed by the Pennsylvania Department of Banking and Securities. They must also register with the Nationwide Multistate Licensing System. This ensures they follow state laws and consumer protections.
How long does a mortgage loan typically take to close in Langhorne?
A typical mortgage loan in Pennsylvania closes in 30 to 45 days after application. The timeline can vary based on the lender, property appraisal, and your financial documents. Delays may occur if additional information is needed.
Are there specific mortgage programs for first-time homebuyers in Pennsylvania?
Yes, Pennsylvania offers the Keystone Advantage Assistance Program and the PHFA First-Time Homebuyer Program. These programs provide down payment and closing cost help for eligible buyers. Income and purchase price limits apply.