Find Mortgage Lenders in Middletown, PA
Compare mortgage lenders in Middletown. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 4 mortgage lenders in Middletown, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Middletown Cost?
Typical costs for a mortgage in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. Pennsylvania also charges a 1% state realty transfer tax on most home sales. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Pennsylvania?
Mortgage loan originators in Pennsylvania must hold a valid license from the Pennsylvania Department of Banking and Securities. This license is obtained through the Nationwide Multistate Licensing System and Registry.
How long does a mortgage pre-approval last in Pennsylvania?
A mortgage pre-approval typically lasts 60 to 90 days in Pennsylvania. The exact time frame depends on the lender and the type of loan you are seeking.
Are there specific down payment assistance programs for Middletown buyers?
Yes. Pennsylvania offers the PHFA Keystone Advantage Assistance program which provides down payment and closing cost help. Some local programs in Dauphin County may also be available for qualified buyers.