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4 agents listed
Updated May 2026
Middletown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage lenders in Middletown, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Middletown Pennsylvania residents have access to a variety of mortgage lenders offering home loans for purchases and refinances. Pennsylvania law requires all mortgage loan originators to be licensed through the Department of Banking and Securities. Local lenders in Middletown can help you navigate specific state regulations such as the Pennsylvania Mortgage Licensing Act.
What Does a Mortgage Lender in Middletown Cost?
Typical costs for a mortgage in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. Pennsylvania also charges a 1% state realty transfer tax on most home sales. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Pennsylvania?
Mortgage loan originators in Pennsylvania must hold a valid license from the Pennsylvania Department of Banking and Securities. This license is obtained through the Nationwide Multistate Licensing System and Registry.
How long does a mortgage pre-approval last in Pennsylvania?
A mortgage pre-approval typically lasts 60 to 90 days in Pennsylvania. The exact time frame depends on the lender and the type of loan you are seeking.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.