Find Mortgage Lenders in Montoursville, PA
Looking for a mortgage lender in Montoursville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 3 mortgage lenders in Montoursville, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Montoursville Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. These are estimates and actual costs vary by lender, loan type, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montoursville?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Pennsylvania lenders also require a signed application and a credit check authorization.
How long does a mortgage approval take in Pennsylvania?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days. Pennsylvania law allows a three-day rescission period for refinances.
Are there special mortgage programs for Pennsylvania home buyers?
Yes, the Pennsylvania Housing Finance Agency offers down payment and closing cost assistance for eligible first-time buyers. Local lenders in Montoursville can help you apply for these programs.