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Find Mortgage Lenders Near You in Reading, PA

Compare mortgage lenders in Reading. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 10 mortgage lenders in Reading, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
6109147527
Tidewater Mortgage Services, Inc.
3608 St Lawrence Ave # 102, Reading, PA 19606
6106030241
Miguel Gonzalez - NEXA Mortgage LLC
644 Penn Ave Ste 101, Reading, PA 19611
9172873032
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6105870589
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
8777731226
Contour Mortgage
2345 Bernville Rd 2nd Floor, Reading, PA 19605
6102232622
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6102236621
Leo J. Harvey -the Hecm Pro
3608 St Lawrence Ave, Reading, PA 19606
6106030241
Brian Conner - Contour Mortgage
2345 Bernville Rd 2nd floor, Reading, PA 19605
4849552484
Hard Money Lenders Reading PA
606 Court St, Reading, PA 19601
6105494462

Mortgage lenders in Reading Pennsylvania help homebuyers and homeowners secure financing for purchases and refinances. Pennsylvania law requires lenders to follow the Pennsylvania Mortgage Licensing Act which mandates proper licensing and disclosure of loan terms. Local lenders understand the Berks County real estate market and can guide you through state-specific requirements like the Pennsylvania Realty Transfer Tax.

What Does a Mortgage Lender in Reading Cost?

Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Reading?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and government-issued ID. Self-employed borrowers may need additional profit and loss statements. Lenders use these documents to verify your income and assets.
How long does the mortgage process take in Pennsylvania?
The typical mortgage process in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer. Your lender will provide a timeline based on your specific loan type.