Find Mortgage Lenders Near You in State College, PA
Looking for a mortgage lender in State College? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 17 mortgage lenders in State College, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in State College Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees add 1,000 to 2,500 dollars. Pennsylvania also charges a mortgage recording tax of 1 percent of the loan amount in most counties. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Pennsylvania?
A mortgage lender in Pennsylvania must hold a license from the Pennsylvania Department of Banking and Securities. This license requires a background check and annual renewal. Borrowers can verify a lenders license on the departments website.
How long does a Pennsylvania mortgage closing take?
A typical mortgage closing in Pennsylvania takes 30 to 45 days from application to funding. Pennsylvania law allows a three business day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.