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Find Mortgage Lenders Near You in Waynesboro, PA

Compare mortgage lenders in Waynesboro. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Waynesboro, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 8 mortgage lenders in Waynesboro, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2100 E Main St, Waynesboro, PA 17268
(717) 762-1141 onemainfinancial.com
Buchanan Settlement Services, Ltd., Inc.
2021 E Main St, Waynesboro, PA 17268
(717) 762-1415 buchanansettlements.com
F & M Trust
200 E Main St, Waynesboro, PA 17268
(717) 762-2188 fmtrustonline.com
Tasha Horst, Iron Valley Real Estate of Waynesboro
200 N Franklin St ste a, Waynesboro, PA 17268
(717) 331-9936 thorst.ironvalleyrealestate.com
Truist
232 E Main St, Waynesboro, PA 17268
(717) 762-3121 truist.com
M&T Bank
13 W Main St, Waynesboro, PA 17268
(717) 765-3315 locations.mtb.com
Middletown Valley Bank
11337 Buchanan Trail E, Waynesboro, PA 17268
(717) 788-3250 mvbbank.com
Kim Mills
1814 E Main St, Waynesboro, PA 17268
(717) 762-7111 kimmillshomes.com

A mortgage lender in Waynesboro Pennsylvania helps home buyers and homeowners secure financing for property purchases or refinancing. Pennsylvania law requires lenders to follow the Pennsylvania Mortgage Licensing Act for proper licensing and disclosure. Local lenders in Waynesboro understand the Franklin County real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Waynesboro Cost?

Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Pennsylvania also charges a mortgage recording tax of 1 percent on the loan amount for most counties. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waynesboro Pennsylvania?
You typically need pay stubs, tax returns, bank statements, and photo identification. Pennsylvania lenders also require a signed disclosure form under the Pennsylvania Loan Interest and Protection Law.
How long does it take to close on a home loan in Pennsylvania?
The average closing process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day review period after you receive the Closing Disclosure form.

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