Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 mortgage lenders in Waynesboro, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2100 E Main St, Waynesboro, PA 17268
7177621141
Buchanan Settlement Services, Ltd., Inc.
2021 E Main St, Waynesboro, PA 17268
7177621415
F & M Trust
200 E Main St, Waynesboro, PA 17268
7177622188
Tasha Horst, Iron Valley Real Estate of Waynesboro
200 N Franklin St ste a, Waynesboro, PA 17268
7173319936
Truist
232 E Main St, Waynesboro, PA 17268
7177623121
M&T Bank
13 W Main St, Waynesboro, PA 17268
7177653315
Middletown Valley Bank
11337 Buchanan Trail E, Waynesboro, PA 17268
7177883250
Kim Mills
1814 E Main St, Waynesboro, PA 17268
7177627111
What Does a Mortgage Lender in Waynesboro Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Pennsylvania also charges a mortgage recording tax of 1 percent on the loan amount for most counties. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waynesboro Pennsylvania?
You typically need pay stubs, tax returns, bank statements, and photo identification. Pennsylvania lenders also require a signed disclosure form under the Pennsylvania Loan Interest and Protection Law.
How long does it take to close on a home loan in Pennsylvania?
The average closing process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day review period after you receive the Closing Disclosure form.
Are there special mortgage programs for first time home buyers in Waynesboro?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Home Loan program with down payment assistance. Local lenders in Waynesboro can also help you apply for FHA or USDA loans which are popular in Franklin County.