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Directory of mortgage lenders in West Chester, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 mortgage lenders in West Chester, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Rate Kings Mortgage LLC
622 Smoke House Rd, West Chester, PA 19382
6105723635
DJ Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6102204456
Kyle Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6103685377
Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
6104312100
Randy Milia - CMG Home Loans
1246 West Chester Pike STE 311, West Chester, PA 19382
6109311549
Sean Bogue | Mortgage Lender
1007 Regimental Dr, West Chester, PA 19382
5169652742
Alex Luboff at Prosperity Home Mortgage - Bristol
709 E Gay St, West Chester, PA 19380
2673033368
CM Mortgage Services Inc. - Mortgage Lender West Chester PA
1240 West Chester Pike #212, West Chester, PA 19382
6104306852
PrimeLending, A PlainsCapital Company - Brandywine Valley
25 Turner Ln 1st Floor, West Chester, PA 19380
6108400348
Brandywine Valley Mortgage
1244 West Chester Pike #410, West Chester, PA 19382
4844595161
Eric Petransky at Rate (NMLS #1540389)
1242 West Chester Pike, West Chester, PA 19382
2672458161
U.S. Financial, Inc.
107 E Chestnut St, West Chester, PA 19380
6108507500
Michael D'Alessandro: Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
2154098008
Karen Jackson, Sr Mortgage Advisor
276 Dilworthtown Rd, West Chester, PA 19382
6102029684
Fran Patton at Rate (NMLS #425090)
300 Willowbrook Ln Suite 310 Office 111, West Chester, PA 19382
2678257826
Howard Financial
503 Bridle Path, West Chester, PA 19380
6108897467
Northpoint Lending NMLS 344272
232 W Market St, West Chester, PA 19382
4843024300
Market St. Mortgage
1101 Carroll Hill Dr, West Chester, PA 19382
4847730101
Zac Yeni - Brandywine Valley Mortgage
535 N Church St Suite 140, West Chester, PA 19380
4846999143
Vanguard Lending, LLC
1244 West Chester Pike #410, West Chester, PA 19382
6109455352
Mortgage lenders in West Chester Pennsylvania help home buyers and homeowners secure financing for property purchases and refinancing. Pennsylvania law requires lenders to be licensed through the Pennsylvania Department of Banking and Securities. Local lenders understand the Chester County real estate market and can guide you through state-specific closing procedures.
What Does a Mortgage Lender in West Chester Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Pennsylvania also charges a state transfer tax of 1 percent on the purchase price, plus county and local transfer taxes. For West Chester, the total transfer tax is approximately 2 percent. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in West Chester Pennsylvania?
You typically need pay stubs, tax returns, bank statements, and photo identification. Pennsylvania lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Pennsylvania?
The mortgage process in Pennsylvania usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.