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Find Mortgage Lenders Near You in Cumberland, RI

Looking for a mortgage lender in Cumberland? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage lenders in Cumberland, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Louis Ciccia, Mortgage Lender
2352 Mendon Rd unit 17, Cumberland, RI 02864
4015457704
American Nationwide Mortgage
2122, 2352 Mendon Rd #17, Cumberland, RI 02864
4014748453
Home Loan Investment Bank, FSB
2155 Diamond Hill Rd, Cumberland, RI 02864
4012582096
Steven Keough at Citywide (NMLS #20666)
2352 Mendon Rd Unit 17, Cumberland, RI 02864
4016480901

Cumberland Rhode Island home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Rhode Island law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Lenders in Cumberland offer conventional FHA and VA loans to meet different needs.

What Does a Mortgage Lender in Cumberland Cost?

Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing costs add 2 to 5 percent of the purchase price. Costs vary by loan type and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cumberland Rhode Island?
You typically need pay stubs tax returns bank statements and photo ID. Rhode Island lenders also require a signed purchase and sale agreement if you are buying a home.
How long does a mortgage application take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law allows a three day rescission period for refinances after closing.