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Mortgage Lenders in Johnston, RI

Looking for a mortgage lender in Johnston? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 4 mortgage lenders in Johnston, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TMF, Mortgage Professionals
986 Hartford Ave, Johnston, RI 02919
(401) 297-0205 shamrockhomeloans.com
Southwind Financial Group
1356 Atwood Ave, Johnston, RI 02919
(401) 270-4999 southwindfinancialri.com
Scott Stevens
One Citizens Bank Way, Johnston, RI 02919
(401) 282-3388 lo.citizensbank.com
Sean Sullivan
One Citizens Bank Way, Johnston, RI 02919
(401) 856-6809 lo.citizensbank.com

What Does a Mortgage Lender in Johnston Cost?

Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Rhode Island average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Johnston Rhode Island?
You typically need pay stubs, tax returns, bank statements, and photo ID. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three-day right of rescission for refinances, which can add time.

Mortgage Lenders in Other Rhode Island Cities

Barrington · Bristol · Central Falls · Coventry · Cranston · Cumberland · East Greenwich · East Providence · Greenville · Lincoln · Middletown · Narragansett · Newport · North Smithfield · Pawtucket

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Rhode Island.

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Email [email protected] — removal requests are typically processed within 7-10 business days.