ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Johnston, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage lenders in Johnston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TMF, Mortgage Professionals
986 Hartford Ave, Johnston, RI 02919
4012970205
Southwind Financial Group
1356 Atwood Ave, Johnston, RI 02919
4012704999
Scott Stevens
One Citizens Bank Way, Johnston, RI 02919
4012823388
Sean Sullivan
One Citizens Bank Way, Johnston, RI 02919
4018566809
Mortgage lenders in Johnston Rhode Island help home buyers and homeowners secure financing for purchases and refinances. Rhode Island law requires lenders to provide a Good Faith Estimate and follow state-specific foreclosure timelines. Local lenders understand the Johnston real estate market and can guide you through Rhode Island mortgage regulations.
What Does a Mortgage Lender in Johnston Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Rhode Island average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Johnston Rhode Island?
You typically need pay stubs, tax returns, bank statements, and photo ID. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for Rhode Island first-time buyers?
Yes, Rhode Island Housing offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Johnston who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.