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Mortgage Lenders in Middletown, RI

Compare mortgage lenders in Middletown. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 12 mortgage lenders in Middletown, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Middletown, RI
25 Enterprise Center, Middletown, RI 02842
(800) 333-3004 embracehomeloans.com
Matthew Kelly
47 Valley Rd, Middletown, RI 02842
(401) 578-9607 movement.com
Noah Anacleto
1100 Aquidneck Ave, Middletown, RI 02842
(401) 847-4747 cmghomeloans.com
Patrick Ryan
1 Corporate Pl, Middletown, RI 02842
(334) 466-4856 waterstonemortgage.com
Anthony Desano - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
(401) 787-5595 embracehomeloans.com
Sako Boghossian
6 W Marlborough St, Middletown, RI 02842
(401) 352-4968 cmghomeloans.com
Michael Raffa - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
(401) 344-3166 embracehomeloans.com
Jake McKay - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
(401) 487-1000 embracehomeloans.com
Newport Mortgage LLC
55 John Clarke Rd Unit A16, Middletown, RI 02842
(401) 419-9771 newportrimortgage.com
Total Mortgage Middletown NMLS #2643781
26 Valley Rd STE 203, Middletown, RI 02842
(401) 662-1491 totalmortgage.com
Chase Home Lending
5 E Main Rd, Middletown, RI 02842
(440) 263-3528 homelendingadvisor.chase.com
Movement Mortgage - Valley
47 Valley Rd, Middletown, RI 02842
(877) 314-1499 movement.com

Mortgage lenders in Middletown Rhode Island help homebuyers and homeowners secure financing for residential properties. Rhode Island law requires all mortgage loan originators to be licensed through the state Department of Business Regulation. Local lenders can guide you through programs like the Rhode Island Housing down payment assistance for first time buyers.

What Does a Mortgage Lender in Middletown Cost?

Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Middletown?
You typically need pay stubs, tax returns, bank statements, and photo identification. Rhode Island lenders also require a signed purchase and sale agreement for the property.
How long does mortgage approval take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three business day right of rescission for most refinance loans.
Are there special mortgage programs for Rhode Island residents?
Yes, Rhode Island Housing offers down payment assistance and low interest loans for qualified buyers. These programs often have income limits and require a homebuyer education course.