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Find Mortgage Lenders Near You in Narragansett, RI
Looking for a mortgage lender in Narragansett? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage lenders in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4016921108
Seacoast Mortgage Corporation
3 Atlantic Ave, Narragansett, RI 02882
4017821012
AnnieMac Home Mortgage
1007 Boston Neck Rd suite 1, Narragansett, RI 02882
4015853916
Revolution Mortgage
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4012387100
Mortgage lenders in Narragansett Rhode Island help home buyers and homeowners secure financing for residential properties. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique coastal market and seasonal demand in Narragansett.
What Does a Mortgage Lender in Narragansett Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs in Rhode Island usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Narragansett?
You typically need pay stubs, tax returns, bank statements, and photo ID. Rhode Island lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law allows a three day right of rescission for refinances under certain conditions.
Are there special loan programs for Rhode Island home buyers?
Yes. Rhode Island Housing offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.