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Directory of mortgage lenders in Wakefield, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 5 mortgage lenders in Wakefield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ron Manton - Churchill Mortgage, NMLS 4865
238 Robinson St Ste 3, Wakefield, RI 02879
4014339941
Churchill Mortgage - Wakefield
238 Robinson St Ste 3, Wakefield, RI 02879
4014339941
Atlantic Mortgage & Finance Corporation
94 Main St 2nd Floor, Wakefield, RI 02879
4014818050
Justin Bolton - Churchill Mortgage, NMLS 129424
238 Robinson St Ste 3, Wakefield, RI 02879
6159213414
Chase Home Lending
580 Kingstown Rd, Wakefield, RI 02879
4012251250
Mortgage lenders in Wakefield, Rhode Island help homebuyers and homeowners secure financing for property purchases and refinancing. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique real estate market in South County and can guide you through the process.
What Does a Mortgage Lender in Wakefield Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Rhode Island generally range from 2% to 5% of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Wakefield?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Rhode Island lenders may also require a copy of your homeowners insurance policy before closing.
How long does it take to close a mortgage in Rhode Island?
The average time to close a mortgage in Rhode Island is 30 to 45 days. Rhode Island law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of application.
Are there any Rhode Island-specific mortgage programs for first-time buyers?
Yes, the Rhode Island Housing program offers down payment assistance and favorable rates for first-time homebuyers. These loans often require a homebuyer education course and have income limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.