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Compare mortgage lenders in Woonsocket. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Woonsocket, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage lenders in Woonsocket, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1700 Diamond Hill Rd ste b, Woonsocket, RI 02895
4017665128
Gold Loan Company
100 Bernon St, Woonsocket, RI 02895
4017651180
Milford Federal Bank
2020 Diamond Hill Rd, Woonsocket, RI 02895
4017652900
Elite Personal Loans
113 Main St, Woonsocket, RI 02895
4013436036
Mortgage lenders in Woonsocket Rhode Island help home buyers and homeowners secure financing for home purchases and refinancing. Rhode Island law requires lenders to be licensed by the state Department of Business Regulation. Local lenders understand the Woonsocket housing market and can guide you through the process of getting a mortgage in the Ocean State.
What Does a Mortgage Lender in Woonsocket Cost?
Typical costs for a mortgage in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in Woonsocket generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Woonsocket?
You typically need pay stubs, tax returns, bank statements, and identification. Rhode Island lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law allows a three day rescission period after closing for most refinances.
Are there first time home buyer programs in Woonsocket?
Yes, Rhode Island Housing offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.