Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 14 mortgage lenders in Lancaster, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Secured Loans
980 N Main St, Lancaster, SC 29720
8034045312
Auto Money
1004 N Main St, Lancaster, SC 29720
8032831881
Advance America
1123-C Hwy. Bypass 9 W, Lancaster, SC 29720
8032856503
World Finance
214 S Main St, Lancaster, SC 29720
8038368168
Regional Finance
1137-B Lancaster Bypass W, Lancaster, SC 29720
8035724498
Mariner Finance
1220 SC-9 Bypass, Lancaster, SC 29720
8032919870
1st Franklin Financial
1123 Hwy 9 Bypass W Suite D, Lancaster, SC 29720
8032831933
Security Finance
302 N Main St Suite B, Lancaster, SC 29720
8038713816
Lancaster Financial Services, Inc.
116 Woodland Dr a, Lancaster, SC 29720
8032868700
First Palmetto Bank
409 N Main St, Lancaster, SC 29720
8032856978
Republic Finance
1228 Hwy 9 Bypass W, Lancaster, SC 29720
8037525759
Greg Johnson, Finance of America Mortgage LLC
106B Woodland Dr, Lancaster, SC 29720
8032834271
Hometown Finance Loan & Tax Service
114 E Gay St, Lancaster, SC 29720
8392693655
First Choice Mortgage
108 Woodland Dr D, Lancaster, SC 29720
8032834271
What Does a Mortgage Lender in Lancaster Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $150 to $400. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lancaster South Carolina?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. South Carolina lenders may also require proof of homeowners insurance before closing.
How long does the mortgage process take in South Carolina?
The average mortgage process in South Carolina takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and your specific financial situation.
Are there any South Carolina specific laws for mortgage borrowers?
Yes. South Carolina has a 30 day right of rescission for certain refinance loans. The state also requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application.