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Browse mortgage lenders serving Pickens, South Carolina. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Pickens, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 4 mortgage lenders in Pickens, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pickens Savings & Loan Association
205 E Cedar Rock St, Pickens, SC 29671
8648782444
Truist
210 W Cedar Rock St, Pickens, SC 29671
8648783545
TD Bank
333 E Main St, Pickens, SC 29671
8648783526
SouthState Bank
424 Hampton Ave, Pickens, SC 29671
8648788191
Mortgage lenders in Pickens South Carolina help homebuyers and homeowners secure financing for residential properties. South Carolina law requires lenders to be licensed through the state Department of Consumer Affairs, ensuring borrower protections. Local lenders understand the Pickens real estate market and can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Pickens Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pickens South Carolina?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. South Carolina lenders also require a credit report and may ask for proof of assets.
How long does the mortgage process take in South Carolina?
The average mortgage process in South Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval steps.
Are there down payment assistance programs for Pickens home buyers?
Yes South Carolina offers down payment assistance through the SC State Housing program. Eligible buyers can receive up to 5 percent of the loan amount as a grant or deferred loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.