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Looking for a mortgage lender in Seneca? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Seneca, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage lenders in Seneca, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Story Lending, LLC
8 Accountants Cir, Seneca, SC 29678
8664977005
Allen White | SouthState Mortgage
201 ByPass 123, Seneca, SC 29678
8649855235
Mortgage lenders in Seneca South Carolina help homebuyers and refinancers secure financing for residential properties. South Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System and follow state-specific disclosure rules for interest rates and fees. Local lenders in Seneca understand the Oconee County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Seneca Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in South Carolina usually range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Seneca?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. South Carolina lenders also require proof of homeowners insurance and a property appraisal.
Are there first-time homebuyer programs in South Carolina?
Yes, South Carolina offers the SC Housing First-Time Homebuyer Program with down payment assistance and competitive interest rates. This program is available to qualified buyers in Seneca and across the state.
How long does it take to close on a mortgage in South Carolina?
A typical mortgage closing in South Carolina takes 30 to 45 days from application to closing. This timeline can vary based on loan type, appraisal scheduling, and underwriting requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.