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Mortgage Lenders in Spartanburg, SC

Compare mortgage lenders in Spartanburg. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Spartanburg, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 18 mortgage lenders in Spartanburg, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Watson — Benchmark Mortgage
4009 Anderson Mill Rd, Spartanburg, SC 29301
(864) 625-2454 mikewatson.benchmark.us
Travis Harrison - Fairway Independent Mortgage Corporation
320 E Main St Suite 301, Spartanburg, SC 29302
(864) 671-0000 newamericanfunding.com
Lauren Duty - Movement Mortgage
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
(864) 706-5176 movement.com
Jillian Wofford MLO Fairway Home Mortgage
350 E St John St Suite 101, Spartanburg, SC 29302
(864) 216-2660 fairwayindependentmc.com
Heather Grow
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
(864) 384-0012 movement.com
PrimeLending - Scott Gragg
350 E St John St, Spartanburg, SC 29302
(864) 583-1995 lo.primelending.com
Prosper Home Loans | Spartanburg, SC
464 E Main St #4, Spartanburg, SC 29302
(864) 641-7626 prosperhomeloans.us
Local Mortgage Authority of Spartanburg
601 W Main St, Spartanburg, SC 29301
(864) 400-7113 localmortgageauthority.com
Guild Mortgage - Gail Nace
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
(864) 316-8993 branches.guildmortgage.com
Crystal Phillips, Movement Mortgage
320 E Main St Suite 301, Spartanburg, SC 29302
(864) 978-8969
PrimeLending, A PlainsCapital Company - Spartanburg
101 N Pine St # 315, Spartanburg, SC 29302
(864) 583-1995 lo.primelending.com
Ethan Dean - Top Spartanburg Mortgage Lender - New American Funding
320 E Main St Suite 301, Spartanburg, SC 29302
(864) 380-8963 naf.com
FAIRWAY Home Mortgage
320 E Main St Suite 301, Spartanburg, SC 29302
(864) 680-1452 fairway.com
Hannah Forrester
320 E Main St Suite 301, Spartanburg, SC 29302
(864) 420-8377 movement.com
Kristina Pinchuk Mortgage Loan Officer
1230 John B White Sr Blvd, Spartanburg, SC 29306
(864) 812-4444 sites.google.com
Guild Mortgage Company
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
(864) 641-1971 branches.guildmortgage.com
Atlantic Coast Mortgage - Spartanburg
115 Southport Rd A, Spartanburg, SC 29306
(864) 680-3399 atlanticcoastmortgage.com
Carolyn S MacIntosh
450 E Henry St, Spartanburg, SC 29302
(864) 596-5014 bankers.firstcitizens.com

Mortgage lenders in Spartanburg South Carolina help home buyers and homeowners secure financing for residential properties. South Carolina law requires lenders to be licensed through the state Department of Consumer Affairs. Local lenders understand the Spartanburg real estate market and can guide you through conventional FHA and VA loan programs.

What Does a Mortgage Lender in Spartanburg Cost?

Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance costing 1.50 to 3.00 dollars per thousand dollars of loan value. Closing costs in Spartanburg generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Spartanburg?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. South Carolina lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three day right of rescission period for refinances but not for purchase loans.
Are there special mortgage programs for first time buyers in Spartanburg?
Yes the South Carolina State Housing Finance and Development Authority offers down payment assistance and low interest loans for eligible first time buyers. Income limits and purchase price caps apply.

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