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Looking for a mortgage lender in Brookings? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Brookings, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 14 mortgage lenders in Brookings, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Team 605
323 22nd Ave, Brookings, SD 57006
6056913023
Dakotaland Federal Credit Union Brookings
2423 6th St, Brookings, SD 57006
6056975922
Brookings, SD - Mortgage Lender | Fairway Home Mortgage
311 3rd St, Brookings, SD 57006
6059061020
First Bank & Trust | Brookings, SD – Downtown
520 6th St, Brookings, SD 57006
8008431552
BankStar Financial
1301 6th St, Brookings, SD 57006
6056923636
Central Bank, Brookings
600 Main Ave, Brookings, SD 57006
6059100404
Justin Froiland at Rate (NMLS #956715)
212 5th Ave #4, Brookings, SD 57006
6056951429
First Bank & Trust | Brookings, SD – East
2220 6th St, Brookings, SD 57006
8008431552
Dacotah Bank
1441 6th St, Brookings, SD 57006
6056928600
Odegaard Financial
419 8th St S, Brookings, SD 57006
6056921814
First Interstate Bank
1302 6th St, Brookings, SD 57006
6056927100
Rate
212 5th Ave #4, Brookings, SD 57006
6056951429
Wells Fargo Home Mortgage - Jacob McGlade
527 Main Ave, Brookings, SD 57006
6056963320
Robb Rykhus Multi-Financial
212 5th Ave, Brookings, SD 57006
6056925201
Mortgage lenders in Brookings South Dakota help homebuyers and homeowners secure financing for residential properties. South Dakota law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Brookings housing market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Brookings Cost?
Typical costs for a mortgage lender in South Dakota include an origination fee of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal title insurance and credit report fees. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Brookings?
You typically need pay stubs tax returns bank statements and a valid ID. South Dakota lenders also require a credit report and proof of employment. Gather these documents early to speed up the process.
How long does mortgage approval take in South Dakota?
Most mortgage approvals in South Dakota take 30 to 45 days from application to closing. The timeline can vary based on loan type and your financial situation. Pre-approval can happen within a few days.
Are there first-time home buyer programs in South Dakota?
Yes the South Dakota Housing Development Authority offers first-time home buyer programs with down payment assistance. These programs have income limits and require a homebuyer education course. Contact a local lender for details on eligibility.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.