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20 agents listed
Updated May 2026
Sioux Falls, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 20 mortgage lenders in Sioux Falls, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Troy Lage - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053104645
Josh Osborne at CrossCountry Mortgage
5605 S Southeastern Ave, Sioux Falls, SD 57108
6059068209
Kelly Team - Fairway Home Mortgage
111 W 39th St, Sioux Falls, SD 57105
6053340484
Tailored Mortgage Group
5010 S Minnesota Ave, Sioux Falls, SD 57108
6052062626
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
3905 W 49th St, Sioux Falls, SD 57106
6056108025
Andrew Kuyper: Plains Commerce Bank Mortgage NMLS #473256
Bryce Haan - Mortgage Lender - First International Bank & Trust - NMLS#1503867
601 S Minnesota Ave, Sioux Falls, SD 57104
6052612069
Shannon Gulbranson - Dacotah bank Mortgage - NMLS #402101
300 S Phillips Ave Unit 100, Sioux Falls, SD 57104
6059298715
Mike Brudigan at Rate (NMLS #13320)
6901 S Lyncrest Pl Suite 103, Sioux Falls, SD 57108
6053315773
Nick Kiesow - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053660919
Guaranteed Rate - Sioux Falls
101 W 69th St Suite 100, Sioux Falls, SD 57108
6053315773
Tanner Weber - Mortgage Loan Officer - First International Bank & Trust, NMLS #2099216
601 S Minnesota Ave, Sioux Falls, SD 57104
6055050439
First Bank & Trust | Sioux Falls, SD – I-229
2300 W 57th St, Sioux Falls, SD 57108
6057828000
Jeff Buum - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053217303
Windsor Mortgage
5101 S Broadband Ln Ste 101, Sioux Falls, SD 57108
8444872587
Plains Commerce Mortgage
3905 W 49th St #200, Sioux Falls, SD 57106
6053300133
C U Mortgage Direct
5010 S Solberg Ave, Sioux Falls, SD 57108
6053392152
Mortgage lenders in Sioux Falls, South Dakota help homebuyers secure financing for residential properties. South Dakota law does not require a state license for individual mortgage loan originators who work for a federally insured depository institution, but most lenders follow federal Truth in Lending Act rules. Local lenders understand the Sioux Falls housing market and can guide you through conventional, FHA, and VA loan options.
What Does a Mortgage Lender in Sioux Falls Cost?
Typical costs for a mortgage in South Dakota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Sioux Falls generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sioux Falls?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. South Dakota lenders may also ask for proof of residency and a credit report. Requirements vary by lender and loan type.
Are there any South Dakota specific mortgage programs?
Yes, the South Dakota Housing Development Authority offers programs like the First-Time Homebuyer Program and the Dakota Dream Program. These provide down payment assistance and competitive interest rates for eligible buyers in Sioux Falls.
How long does it take to close on a mortgage in Sioux Falls?
A typical mortgage closing in South Dakota takes 30 to 45 days. This timeline can vary based on the lender, loan type, and appraisal scheduling. South Dakota does not have a statutory minimum waiting period for closing.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.