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Compare Mortgage Lenders in Alcoa, TN

Directory of mortgage lenders in Alcoa, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Alcoa, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 8 mortgage lenders in Alcoa, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
149 S Calderwood St, Alcoa, TN 37701
(865) 681-8500 local.checkintocash.com
Family Choice Financial
325 Gill St, Alcoa, TN 37701
(865) 233-6260 familychoicefinancial.com
The Loren Riddick Team
219 Gill St, Alcoa, TN 37701
(865) 233-4871 lorenriddickteam.com
Security Finance
217 N Calderwood St Suite 229n, Alcoa, TN 37701
(865) 380-6532 securityfinance.com
Regional Finance
220 S Calderwood St, Alcoa, TN 37701
(865) 995-6901 branches.regionalfinance.com
Peoples Home Equity
219 Gill St, Alcoa, TN 37701
(865) 233-4871
Tennessee Home Mortgage
445 Marilyn Ln, Alcoa, TN 37701
(865) 984-5350 tennesseehomemortgageinc.com
Mortgage Investors Group
219 Corporate Pl, Alcoa, TN 37701
(865) 470-6245 migonline.com

Mortgage lenders in Alcoa Tennessee help homebuyers and homeowners secure financing for residential properties. Tennessee law requires lenders to be licensed and follow state specific regulations including a three day right of rescission for refinances. Local lenders understand the Alcoa real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Alcoa Cost?

Typical mortgage lender costs in Tennessee include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Alcoa Tennessee?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Tennessee lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Tennessee?
The typical mortgage process in Tennessee takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer than expected.

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