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Mortgage Lenders in Cleveland, TN

Browse mortgage lenders serving Cleveland, Tennessee. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 18 mortgage lenders in Cleveland, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2524 Keith St NW #2, Cleveland, TN 37312
4234725658
1st Franklin Financial
865 Keith St NW, Cleveland, TN 37311
4234794138
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
4233398086
Mariner Finance
300 Paul Huff Pkwy NW Suite 700, Cleveland, TN 37312
4234799615
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
4236145626
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
4232756050
OneMain Financial
2320 Treasury Dr SE, Cleveland, TN 37323
4234785353
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
8883977644
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
4238059098
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
4234217900
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
4234788444
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
4236160413
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
4234783115
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
4234795503
Peoples Home Equity
Cleveland, TN 37311
8555614944
Michelle Moats, NMLS #344491
1520 Clingan Dr NW, Cleveland, TN 37311
4237167676
Sharon Howard, NMLS #458396
1520 Clingan Dr NW, Cleveland, TN 37311
4235958459
Cornerstone Home Lending
2080 Chambliss Ave NW # 4, Cleveland, TN 37311
8652380426

Mortgage lenders in Cleveland Tennessee help homebuyers and homeowners secure loans for purchasing or refinancing property. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders can guide you through conventional FHA and VA loan options specific to the Cleveland housing market.

What Does a Mortgage Lender in Cleveland Cost?

Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees like appraisal and title insurance. Closing costs in Cleveland Tennessee often range from 2000 to 5000 dollars for a standard home purchase. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cleveland Tennessee?
You typically need pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a credit check and proof of employment for the last two years.
How long does the mortgage process take in Tennessee?
The mortgage process in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise.
Are there Tennessee-specific rules for mortgage lenders?
Yes Tennessee requires mortgage loan originators to be licensed and follow the Tennessee Residential Lending Act. Lenders must provide a loan estimate and closing disclosure within specific timeframes.