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Find Mortgage Lenders in Cleveland, TN

Compare mortgage lenders in Cleveland. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 18 mortgage lenders in Cleveland, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2524 Keith St NW #2, Cleveland, TN 37312
(423) 472-5658 kinsmithloans.com
1st Franklin Financial
865 Keith St NW, Cleveland, TN 37311
(423) 479-4138 1ffc.com
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
(423) 339-8086 hmsloan.com
Mariner Finance
300 Paul Huff Pkwy NW Suite 700, Cleveland, TN 37312
(423) 479-9615 locations.marinerfinance.com
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
(423) 614-5626 idirecthomeloans.com
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
(423) 275-6050 clevelandtn.crownhm.com
OneMain Financial
2320 Treasury Dr SE, Cleveland, TN 37323
(423) 478-5353 onemainfinancial.com
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
(888) 397-7644 pmgihomes.com
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
(423) 805-9098 homeratemortgage.com
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 421-7900 cmgfi.com
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
(423) 478-8444 bankofcleveland.com
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 616-0413 cmghomeloans.com
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
(423) 478-3115 usamortgage.com
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
(423) 479-5503 cadencebank.com
Peoples Home Equity
Cleveland, TN 37311
(855) 561-4944 peopleshomeequity.com
Michelle Moats, NMLS #344491
1520 Clingan Dr NW, Cleveland, TN 37311
(423) 716-7676 migonline.com
Sharon Howard, NMLS #458396
1520 Clingan Dr NW, Cleveland, TN 37311
(423) 595-8459 migonline.com
Cornerstone Home Lending
2080 Chambliss Ave NW # 4, Cleveland, TN 37311
(865) 238-0426

Mortgage lenders in Cleveland Tennessee help homebuyers and homeowners secure loans for purchasing or refinancing property. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders can guide you through conventional FHA and VA loan options specific to the Cleveland housing market.

What Does a Mortgage Lender in Cleveland Cost?

Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees like appraisal and title insurance. Closing costs in Cleveland Tennessee often range from 2000 to 5000 dollars for a standard home purchase. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cleveland Tennessee?
You typically need pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a credit check and proof of employment for the last two years.
How long does the mortgage process take in Tennessee?
The mortgage process in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise.
Are there Tennessee-specific rules for mortgage lenders?
Yes Tennessee requires mortgage loan originators to be licensed and follow the Tennessee Residential Lending Act. Lenders must provide a loan estimate and closing disclosure within specific timeframes.

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