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Looking for a mortgage lender in Columbia? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Columbia, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 14 mortgage lenders in Columbia, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
2120 Brookmeade Dr F, Columbia, TN 38401
9314909252
State Finance of Columbia
1907 Carmack Blvd A, Columbia, TN 38401
9313882468
Security Finance
1907 Carmack Blvd Suite E, Columbia, TN 38401
9313881244
Mariner Finance
230 E James Campbell Blvd #109, Columbia, TN 38401
9313881040
Regional Finance
1159 Trotwood Ave Suite D, Columbia, TN 38401
9315482045
Teresa Cepicky, FirstBank Mortgage, NMLS# 1460595
18 Public Square, Columbia, TN 38401
6154352262
OneMain Financial
1129 Trotwood Ave #28, Columbia, TN 38401
9313815520
Kelly Taylor Mortgage Group
2509 Cayer Ln suite b, Columbia, TN 38401
9316288602
Kelley Mortgage LLC
105 E James Campbell Blvd # 2, Columbia, TN 38401
9314460909
Todd Kabel, FirstBank Mortgage, NMLS# 628403
18 Public Square, Columbia, TN 38401
6153643065
Heights Finance
208 W 5th St B, Columbia, TN 38401
9313815371
FirstBank Mortgage
18 Public Square, Columbia, TN 38401
8002006462
US Bank Mortgage
400 Westover Dr, Columbia, TN 38401
8008722657
Richard Schatz at CrossCountry Mortgage
101 Bass Dr Suite 100, Columbia, TN 38401
6158191016
Mortgage lenders in Columbia Tennessee help home buyers and homeowners secure financing for purchases and refinancing. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Many lenders in Columbia offer conventional FHA VA and USDA loans tailored to local property values.
What Does a Mortgage Lender in Columbia Cost?
Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars and title insurance which can cost 0.5 to 1 percent of the purchase price. Closing costs in Tennessee generally range from 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Columbia Tennessee?
You typically need pay stubs W-2s tax returns bank statements and a government ID. Lenders also check your credit score and debt-to-income ratio.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three day right of rescission for refinances but not for purchase loans.
What is the minimum down payment for a home loan in Columbia?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down conventional loans can require as little as 3 percent and USDA loans may allow zero down for eligible rural areas.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.