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Compare Mortgage Lenders in Cordova, TN

Compare mortgage lenders in Cordova. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Cordova, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 2 mortgage lenders in Cordova, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Mortgage
142 Timber Creek Dr, Cordova, TN 38018
9017594400
Kevin Ruby, Memphis Mortgage Specialist
142 Timber Creek Dr, Cordova, TN 38018
9017594394

Mortgage lenders in Cordova Tennessee help homebuyers secure financing for residential properties. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Local lenders in Cordova understand the Shelby County real estate market and can guide you through conventional FHA and VA loan programs.

What Does a Mortgage Lender in Cordova Cost?

Typical costs for a mortgage in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 500 to 1500 dollars. Closing costs in Shelby County usually range from 2 to 5 percent of the purchase price. These are general estimates and actual costs vary by lender loan type and property. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cordova?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Tennessee lenders also require proof of residency and a credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Tennessee?
The average mortgage process in Tennessee takes 30 to 45 days from application to closing. Tennessee law requires a three business day right of rescission for most refinances. Delays can occur if appraisals or title work take longer.
Are there any Tennessee specific mortgage regulations I should know?
Yes Tennessee has a usury limit of 10 percent interest for loans under 1000 dollars. For most home loans there is no interest rate cap. Tennessee also requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three days of application.