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Browse mortgage lenders serving Gatlinburg, Tennessee. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Gatlinburg, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 mortgage lenders in Gatlinburg, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Federal Bank
535 East Pkwy, Gatlinburg, TN 37738
8654365150
Tennessee State Bank
414 East Pkwy, Gatlinburg, TN 37738
8654367871
SmartBank
570 East Pkwy, Gatlinburg, TN 37738
8658680670
First Horizon Bank - Gatlinburg, TN - East Pkwy
960 East Pkwy, Gatlinburg, TN 37738
8654360800
Mortgage lenders in Gatlinburg Tennessee help home buyers and property owners secure financing for residential and vacation homes. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders understand the unique needs of the Gatlinburg market including cabin and second home financing.
What Does a Mortgage Lender in Gatlinburg Cost?
Typical mortgage lender costs in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,000 dollars. Closing costs in Gatlinburg generally total 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Tennessee?
Mortgage loan originators in Tennessee must hold a valid license from the Tennessee Department of Financial Institutions. They also must register with the Nationwide Multistate Licensing System. You can verify a lenders license on the NMLS Consumer Access website.
How long does a mortgage loan typically take in Gatlinburg?
A standard mortgage loan in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Your lender will provide a timeline estimate based on your specific loan type.
Are there special mortgage programs for second homes in Gatlinburg?
Yes many lenders offer financing for vacation and second homes in Gatlinburg. These loans often require a higher down payment typically 10 to 20 percent. Tennessee does not have state-specific second home programs so conventional or FHA loans are common options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.